Financing request
Asset and supplier
- Customer
- Khadija Textiles
- Purpose
- Replace two manual production units
- Asset or commodity
- Industrial weaving equipment
- Supplier
- Sahel Textile Machinery
- Repayment
- Monthly for 18 months
- Supporting documents
- 5 files
Khadija Textiles · Industrial weaving equipment
Linked application · Submitted 05 Sep 2026, 12:18 · Assigned to Fatima Lawal
View application detailsFinancing request
Murabaha calculation
Financed amount
₦8,906,000
Est. installment
₦494,778
Capacity assessment
Monthly turnover
₦5,200,000
Operating expenses
₦3,110,000
Existing obligations
₦480,000
Net available
₦1,610,000
Field assessments
Agent assessment
Workshop activity and sales volume appear consistent with the requested equipment.
Verification Officer assessment
Workshop and existing production units verified; account statement remains outstanding.
Practical credit evaluation
Business capacity
Adequate
Customer character
Acceptable
Existing obligations
₦480,000
Included in available capacity.
Guarantor assessment
Acceptable
Continuity with owner
Owner manages supplier purchases and key customer orders.
Continuity without owner
Production supervisor can run daily activity but cannot approve major purchases.
Risk observations
Final credit recommendation
Request more information
Recommendation is based on observed business activity, verified capacity, continuity, character, obligations, guarantor evidence, and recorded risks. Final authority remains with the assigned approver.
Guarantor assessment
Workflow history
Draft
Ibrahim Musa · 03 Sep 2026, 11:40
Submitted
Khadija Textiles · 05 Sep 2026, 12:18
Under review
Credit operations · 05 Sep 2026, 13:06
Additional information required
Fatima Lawal · 06 Sep 2026, 10:22